Great Eastern Smart Medic (Medical Card)

Seeing overwhelming interest shown for information of medical card in Malaysia, I’ve decided to share more information with the Medical Card I’m most familiar with.

Let me introduce you Great Eastern’s latest medical card, Smart Medic.

Smart Medic, similar with Health Protector, is meant to be a rider for any investment linked policies.

Launched in January 2009, Smart Medic is to replace Health Protector (ILHP) by March 2009.

A highlight of the features of this medical card:

  1. R & B up to RM400 / day up to 180 days
  2. ICU up to 180 days
  3. Pre-hospitalization Specialist Consultant up to 60 days
  4. Post-hospitalization Specialist Consultant up to 90 days
  5. Outpatient Kidney Dialysis – as charged up to Annual/ Lifetime Limit
  6. Outpatient Cancer Treatment  -as charged up to Annual/ Lifetime Limit
  7. Renewable up to 80 years of age
  8. Overall annual limit up to RM200,000
  9. Overall lifetime limit up to RM 1.6 mil
  10. 10% increase in annual limit for every 5 years block if no-claim (Note: 10% increase in annual limit for every 3 years since year 2011)
  11. Age of entry have been increased to Age Next Birthday 65 (subject to medical checkup )

If you would like to know more about how Smart Medic can benefit you, or if you need more information, please drop me an emailor just post your questions in the comments and I shall reply promptly.

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12 responses to “Great Eastern Smart Medic (Medical Card)

  1. any recommend on medical card for my mum below 60 ages?

  2. Dear Sir / Madam,

    I would like to make enquiry for the Great Eastern (Medical Card) ILHP.

    Will i be cover globally if i bought the medical in Malaysia and admitted in other country?

    Will Great Eastern pay for my hospitalisation bills if i buy ght great eastern medical card ILHP and admitted in other contry?

    How much premium i’ve to pay every month/annual for the medical card?

    Look forward to hear from you soon. My contact number is +65 91098614.

    Thanks & Regards
    Sally

  3. Hi.

    I wish to get my son who is of 19years a medicard.. Could u advise on the premium and is it linked to any investment plan and any other information that would be useful to me . Right now I am looking at a minimum plan.
    thanks
    regards
    thila

  4. am interested to get a mediacla insurance for my son who is 23+. please forward details on premium etc

  5. Found this in GE website,
    “Enjoy High Annual and Lifetime Limits
    Medical claims will be reimbursed in one lump sum, with a maximum annual limit of up to RM200,000 and a lifetime limit of up to RM1,600,000, depending on your selected plan.”

    Is the GE medical card is pay n claim basis?

    • Hi Ernie, GE’s Medical Card is with cashless admission facilities.
      Pay and claim only applicable for outpatient treatments and also treatment from non-panel hospitals.

  6. Hi Ernie, GE’s Medical Card is with cashless admission facilities.
    Pay and claim only applicable for outpatient treatments and also treatment from non-panel hospitals.

  7. So, if now i am having ILHP, how can I convert to ILSM? Is it recommended? Please advise. Thanks.

    • Hi Mooi Fong,

      Great to know you have ILHP.
      There are many benefits to upgrade to IL-SM, but however, there’s a few items we should be concerned of:
      1.) Age
      2.) Health
      3.) Premium Increase

      If you could provide more information, I might be able to advise you better.
      Please leave your mobile number so that I can get in touch with you.

  8. Heard from a friend that the premium for GE smartmedic is fixed on the same amount until expiry, meaning no increase until the expiry age? Is it correct? tq

    • Hi Kelly,

      The premium for GE Smart Medic is not fixed as mentioned, in fact, the price increases every year. However, this will not be reflected in your regular premium as it is an investment linked policy, where the excess is offset by the total investment value available.
      Let’s keep in touch if you need more information.

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